Adventure Awaits
Grab a board, grab a friend, get out and ride.
Buy Now ->
Industry Leading Lifetime Warranty*
When inspiration strikes, Bread offers you an easy and convenient way to buy the things you want now and pay over time. Select
Bread Pay
at checkout to pay over time—and never pay a penny more than you agree to on day one. Prequalify and get an instant decision, just click the button below to get started.
Straightforward Pricing
Simple transparent terms. No prepayment penalties. No deferred interest.
Quick & Simple
Applying is easy. All we need is a few pieces of information and you get a decision in seconds.
Automatic Payments
Sign up for automatic payments and have the flexibility to change your due date if needed.
Not a Credit Card
Always know how much you’ll pay. Easy equal installments. No surprises.
Step 1:
Fill your cart
Once you've selected the products you would like to order, simply add them to your shopping cart.
Step 2:
Select Your Plan
Choose Bread as your payment option. Enter a bit of information and Bread will provide a real-time loan decision. Check out with Installments or SplitPay with rates starting at 0% APR.
Step 3:
Complete Your Purchase
Confirm your order & make sure all your information is correct. After checkout is complete we will process & ship your order right to your door.
*Example payment is based on the listed product price(s) assuming a 24 month term loan and a 9.99% APR. Subject to approval of credit application. Rates range from 0.00% to 29.99% APR. APRs will vary depending on credit qualifications, loan amount, and term. Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any loan payment exceeds your account's available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees. Bread® pay over time loans are made by Comenity Capital Bank. *Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial company.
U.S. residents over the age of 18 (or over 19 for Alabama or Nebraska residents) are eligible, provided your identity can be verified.
Checking your eligibility does not affect your credit score.
Once you take out a loan, Bread may report repayment information about your loan to the consumer reporting agencies.
Yes, Bread may report repayment information to consumer reporting agencies.
You will not be able to adjust your loan terms after you have accepted them.
